When disaster strikes, your first instinct is to call your insurance company. But soon after, you’re introduced to someone known as an insurance adjuster. While they may appear to be helpful, it’s essential to understand their true role in the claims process — and how Ocean Point Claims steps in to represent your interests.
What Is an Insurance Adjuster?
An insurance adjuster is a professional hired by the insurance company to evaluate your claim. They assess the damage, determine what the policy covers, and assign a value to the loss. But here’s the catch: the insurance adjuster works for the insurer, not for you. Their goal is to protect the company’s bottom line — not necessarily to ensure you get the full payout you deserve.
Why the Insurance Adjuster Might Not Be on Your Side
Though many insurance adjusters appear courteous and professional, they are ultimately loyal to the insurance company. This means:
- They may undervalue your claim.
- They might delay the claims process.
- They could deny parts of your coverage based on policy loopholes.
With so much at stake, trusting an insurance adjuster to look out for your best interest can be a risky decision.
Enter Ocean Point Claims: Your Advocate in the Claims Process
At Ocean Point Claims, we act as your voice in a process often dominated by the insurance adjuster. Unlike the insurance adjuster who works for the insurer, we represent you, the policyholder. Our experienced public adjusters carefully assess your damages and negotiate with the insurance company to ensure a fair settlement.
5 Reasons to Choose Ocean Point Claims Over the Insurance Adjuster
1. We Work for You, Not the Insurance Company
Our loyalty lies with you. While the insurance adjuster serves the insurer, we’re committed to getting you the maximum compensation.
2. We Understand the Fine Print
Insurance adjusters may rely on complex policy language to reduce payouts. Our experts know how to counter that with detailed knowledge and documentation.
3. Faster, Fairer Settlements
Dealing with an insurance adjuster can lead to frustrating delays. We push the process forward, ensuring you get paid faster and fairly.
4. Real Assessments
We conduct thorough inspections — often uncovering damages that the insurance adjuster misses or undervalues.
5. Zero Upfront Costs
We don’t get paid unless you do. That’s a promise insurance adjusters can’t make.
Don’t Let the Insurance Adjuster Take Control
It’s easy to feel overwhelmed during a claim, especially when dealing with a confident insurance adjuster who seems to have all the answers. But remember, they’re trained negotiators whose priority is minimizing costs for the insurer.
That’s where Ocean Point Claims makes all the difference. We stand between you and the insurance adjuster, ensuring your claim is not just heard, but taken seriously.
When Should You Call Ocean Point Claims?
If you’ve:
- Just suffered property damage
- Received a lowball offer from an insurance adjuster
- Had your claim delayed or denied
…it’s time to contact Ocean Point Claims. The sooner we get involved, the more effectively we can challenge the findings of the insurance adjuster and secure what you’re truly owed.
Final Thoughts
While the insurance adjuster might come off as your ally, their interests don’t align with yours. For unbiased support, expert analysis, and a partner who truly cares, trust Ocean Point Claims. We’ll fight for every dollar you deserve — and make sure the insurance adjuster doesn’t shortchange you.
